@article {Schultz91, author = {Glenn M. Schultz and Frank J. Fabozzi}, title = {Servicer Influence on Mortgage Prepayments}, volume = {32}, number = {1}, pages = {91--97}, year = {2022}, doi = {10.3905/jfi.2022.1.139}, publisher = {Institutional Investor Journals Umbrella}, abstract = {Investors in the mortgage-backed securities market have long tiered pools based on the servicer concentration in the pool. The tiering is largely due to observed prepayment differences among servicer, servicer type (bank versus non-bank), and origination channel (retail, correspondent, or broker). We examine the influence of the servicer on prepayment rates and differentiate between bank and non-bank servicers. Further, the origination channel also influences mortgage prepayment rates.}, issn = {1059-8596}, URL = {https://jfi.pm-research.com/content/32/1/91}, eprint = {https://jfi.pm-research.com/content/32/1/91.full.pdf}, journal = {The Journal of Fixed Income} }