Soymilk yogurts with fortifiers, 25% fructose (SOYF), evaporated milk (SOYEM) or nonfat dry
milk (SOYN), were compared for stachyose concentration; pH; sour, sweet, and beany flavor…

A multi-product cost function system is estimated for 387 banks in states that allow branch
banking. The bootstrap resampling method is used to construct confidence intervals for …

Previous research of banking costs has been limited by the choice of the functional form,
irregularities in the estimated cost functions, and a failure to rigorously examine the difference …

Several researchers find a negative correlation between the rate of inflation and stock returns.
This phenomenon may be explained by the variability hypothesis, which posits that the …

Growth and sugar utilization of Lactobacillus bulgaricus and Streptococcus thermophilus were
measured in soymilk. Total cell counts in the inoculum were made using the Breed smear. …

The term structure of default-free interest rates is not directly observable in a market where
government obligations of various maturities bear coupons at different rates, and where …

A microwave oven has been used to measure biomass concentration and construct a growth
curve for Candida utilis ATCC 1084. Drying curve results show that when a sample was …

Typical yogurt bacteria, Lactobacillus bulgaricus and Streptococcus thermophilus, have been
studied for their ability to utilize stachyose and other sugars in soymilk. Subculturing of the …

A new method of selecting smoothing spline functions is presented and used to curve fit
experimental fermentation data. From the curves generated, estimates for the specific growth rate…

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